So, after praying about it, I got my answer this past Sunday. During his message, Pastor Ken was talking about faith. He put a chair on stage and said that many people think they're showing faith if they say, "I believe this chair will hold me." He then said that was all wrong. He said, "You're not showing faith until you actually SIT in the chair!" Now, he wasn't talking about finances at all, but the Holy Spirit immediately showed me that I was missing that piece from my financial dilemma. I need to sit in the chair by sending the debt snowball payment without worrying about the next paycheck. I need to put my faith in the Lord, not in 'horses and chariots'. Psalm 20:7 "Some trust in chariots and some in horses, but we trust in the name of the LORD our God."
Our next paycheck comes next Wednesday, January 15th. After my calculations, we will zero out our checking account and send the snowball payment, without worry, and without fear. Thanks Pastor Ken for the great message and reminder. (George Michael's song "You Gotta Have Faith" just popped into my head. LOL!)